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- Enter your date of birth and the age you want to retire, or type a retirement date directly.
- The result shows days, weeks, months, working days and work hours left.
- Retirement date = date of birth + retirement age. A February 29 birthday counts as February 28 in years without a leap day.
- It counts from today by default, so it works as a live countdown.
How to use the retirement countdown calculator
Choose what you know
Pick Retirement age if you know the age you plan to retire, or Retirement date if the day is already set.
Enter your details
Add your date of birth and your retirement age, for example 65. Use Extra months for ages such as 66 and 8 months.
Read the countdown
The headline shows the days left. The details give years, months and days, weeks, working days and paydays.
Try other ages
Change the age to 62, 67 or 70 and see how each choice moves your retirement date.
How the retirement date is calculated
The calculator adds your retirement age to your date of birth to find the retirement date. It then counts the days from the start date, which is today unless you change it, to that day.
Retirement countdown formula
Retirement date = date of birth + retirement age (years and months)
Days left = retirement date − today
Working days = weekdays (Monday to Friday) from today up to the day before retirement
Public holidays and vacation days are not subtracted, so your real number of working days will be a little lower.
Retirement countdown examples
Example 1: retire at 65
Born May 20, 1986, planning to retire at 65, counting from November 7, 2026.
- Retirement date Saturday, May 20, 2051
- Time left 24 years, 6 months, 13 days
- Days left 8,960
- Weeks left 1,280
- Working days left 6,400
At 8 hours a day, 6,400 working days is 51,200 work hours.
Example 2: a fixed date
Retiring on December 25, 2026, counting from November 7, 2026.
- Days left 48
- Time left 0 years, 1 month, 18 days
- Working days left 34
A short countdown like this helps you plan handovers for your last weeks.
Example 3: a retirement age with months
Born May 20, 1986 with a full retirement age of 66 and 8 months.
- Retirement date Monday, January 20, 2053
- Days left 9,571
Moving from 65 to 66 and 8 months pushes the date back by 611 days.
Social Security full retirement age by birth year
Based on the Social Security Administration schedule.
- 1943 to 1954 66
- 1955 66 and 2 months
- 1956 66 and 4 months
- 1957 66 and 6 months
- 1958 66 and 8 months
- 1959 66 and 10 months
- 1960 or later 67
You can claim as early as 62 with a permanent reduction, or delay until 70 for a higher monthly benefit. Check ssa.gov for your own record.
Where a retirement countdown helps
Plan your final year
See how many working days remain and schedule handovers, training and leave.
Compare retirement ages
Check how much later the date is at 62, 65, 67 or 70.
Set a savings milestone
Divide a savings target by the months left to see what to set aside each month.
Share the date with a team
Give colleagues a clear last day and the working days still ahead.
This tool counts time only. For benefits and savings, check your pension statement and ssa.gov. Related tools: Age Calculator, Working Days Calculator and Date Difference Calculator.
Retirement countdown calculator FAQ
How do I calculate how many days until I retire?
Add your retirement age to your date of birth to get the retirement date, then subtract today. The calculator does both steps and also shows weeks, months and working days.
Does the countdown include weekends?
The days-left figure counts every calendar day. The working-days figure counts Monday to Friday only. Public holidays and vacation days are not subtracted.
What is the full retirement age in the US?
It is 67 for anyone born in 1960 or later, and between 66 and 66 and 10 months for earlier birth years. The table above lists each year. Medicare eligibility usually starts at 65.
Can I use an exact retirement date instead of an age?
Yes. Switch the first option to Retirement date and enter the day. This is useful when your employer has already set your last day.
What happens if I was born on February 29?
In years without a leap day, the retirement date is shown as February 28. In a leap year it falls on February 29.
Does the countdown update every day?
It counts from today whenever you open the page. To count from another date, open the advanced option Count from and enter that date.