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- Shows how much dividend income your investment pays each year.
- Compares reinvesting dividends (DRIP) with taking them as cash.
- Includes dividend growth, share price growth and extra yearly investing.
- Gives a year-by-year table of income, shares and portfolio value.
How to use the dividend calculator
Enter your investment
The amount invested and the share price.
Enter the dividend yield
The yearly dividend as a percentage of the share price.
Choose years and DRIP
How long to hold, and whether to reinvest dividends.
Adjust the advanced options
Payment frequency, dividend growth, price growth and extra yearly investment.
How dividend income is calculated
A stock’s dividend yield tells you how much it pays each year compared with its price. With DRIP, each dividend buys more shares, and those shares earn dividends too, so your income grows over time.
Dividend formulas
Yearly dividend income = amount invested × dividend yield
Dividend per share = share price × dividend yield
Yield on cost = current yearly income ÷ total invested
Example 1: no reinvesting, no growth
$10,000 at $50 a share, 4% yield, 10 years
- Yearly dividend income $400
- Total dividends over 10 years $4,000
Example 2: DRIP with growth
Same $10,000, 4% yield, paid quarterly and reinvested, with 5% yearly dividend and share price growth, 10 years
- Yearly dividend income in year 10 $959
- Total dividends received $6,207
- Shares owned 294.2618
- Portfolio value $23,966
- Yield on cost 9.59%
Example 3: DRIP without growth
$10,000, 4% yield, reinvested once a year, no growth, 10 years
- Yearly dividend income $592
- Shares owned 296.0489
- Portfolio value $14,802
Who uses a dividend calculator
Income investors
Estimate the passive income a portfolio can pay.
DRIP planners
See how reinvesting speeds up growth.
Retirees
Plan how much income dividends could cover.
Stock comparisons
Compare yields and growth rates side by side.
Dividends are not guaranteed and can be cut, and share prices go up and down. Taxes and fees are not included. To plan withdrawals, try the 4% rule calculator or the future value calculator.
Dividend calculator FAQ
How do I calculate dividend income?
Multiply the amount invested by the dividend yield. $10,000 at a 4% yield pays $400 a year.
What is DRIP?
A dividend reinvestment plan uses each dividend to buy more shares automatically, so your income compounds.
What is dividend yield?
The yearly dividend per share divided by the share price, shown as a percentage.
What is yield on cost?
Your current yearly dividend income divided by what you invested. It rises as dividends grow.
How much do I need to invest to earn $1,000 a year in dividends?
Divide $1,000 by the yield. At a 4% yield you need $25,000.
Are dividends guaranteed?
No. Companies can reduce or stop dividends at any time.